Flood Insurance Overview

Flood insurance is often required when the building structure is impacted by the FEMA high-risk floodplain. Insurance policies are typically backed by Federal (National Flood Insurance Program or NFIP) or Private flood insurance providers. A few questions that should be considered when evaluating your flood insurance quote/needs:
  • Do you currently have flood insurance?
  • How much do you pay for flood insurance?
  • Which company is your flood insurance carrier?
  • Did recent changes to flood maps make you eligible for a cheaper premium?
  • Did recent nearby development increase your risk of flooding?
  • Is the Risk Rating 2.0 system going to be better or worse off for you?
  • Did recent drainage improvements by your municipality reduce the flood risk in your area?
FEMA - Federal Emergency Management Agency
FEMA is a federal agency that is tasked with defining flood risk throughout the United States.
NFIP - National Flood Insurance Program
The NFIP is responsible for providing federally backed flood insurance policies and regulations. Within the past 10 years or so, many private flood insurance providers have been established. Check out the following links for more information:

Looking for Flood Insurance?

Best Flood Insurance
Best Flood Insurance was founded in Tampa, FL with a mission to transform flood insurance from the ground up. Get started on BFI's website to start with a free insurance quote.


A Tampa Bay area based company providing engineering and insurance consulting solutions for flood zone properties across the state of Florida.


To give the people of Florida the power to make informed decisions by organizing Florida’s latest flood data and making it readily available to all its home buyers.


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